$50 to $5,000 paid out today!

Short Term Loans

Fast 3 to 36 Month Online Loans



100% No obligation loan quote


Get your cash in 60 minutes once accepted*


We don’t credit check or charge any fees†

Short Term Loan

Getting a quick loan can be such a hassle. This is especially true if you are borrowing from traditional lenders and banks which can sometimes take forever to process your loan request. If you are only hoping to take advantage of short term loans for some urgent need, having to wait weeks, sometimes even more just does not seem worth it. 

At SamedayLend, we aim to make short term loans more accessible to our borrowers, no matter where they are in the country. Our goal is to ensure that your financial needs are understood and met by ensuring that we get you paired with the right lenders every time. Our simplified loan application is all online and can be completed within just minutes. With just one single application, you will get access to our network of lender partners who can offer a wide range of short term loans. Gone are those days when you had to complete several applications for several lenders in the hopes of getting one who can offer you a loan. We do the hard work. Just send us an application and we’ll take care of the rest.

Choosing the right providers for short term loans

There are more than enough lenders that offer short term loans these days. On one hand, it is good that you have plenty of options to choose from. On the other hand, having all these choices can make it more than difficult to determine who to pick. SamedayLend serves as the middleman to help you find the right lender for your present situation and needs. All you have to do is send us an application and we’ll take care of the rest.

With most short term loans providers operating online these days, it is hard not to be wary about who it is you should refer to. At SamedayLend, we see to it that the lenders within our network are trustworthy and reliable. They are not only transparent in terms of their loan fees and charges, but they will also see to it too that the personal loans they offer will indeed be most beneficial to you and your present financial needs. 

Short Term Loans

Understanding small online loans

These are loans which are intended to be paid off within a period of less than a year. The loan gets repaid in a relatively shorter period. These types of loans are often used when the borrower needs additional cash where the amount in need is not that substantial and would prefer to settle it over a shorter time.

The types of instant cash loans you can apply for, along with the interest rates attached to them can be affected by your credit rating. However, compared to other loans, short term loans may have significantly easier requirements so even borrowers with blemished credit records may still get approved. When you apply for short term loans at SamedayLend, you can trust that you will be fully informed of anything and everything attached to your loan so you know what to expect. 

Can I apply for short term loans with SamedayLend?

Yes. It does not matter what your financial situation is, we will be more than happy to find the right lender for you. We partnered with some of the best financing providers in the industry to offer a wide range of cash loans and short term loans. If you’re worried that your bad credit might be a reason to not get access to any loan, think again. We do our best to assist everyone, no matter their credit history. 

To get a rough idea of how much your loan is going to cost, just use the loan calculator on top of the page You can input how much you wish to borrow and the length of time you would prefer to pay it off. This should give you an idea of what the associated loan fees are.  

Loan application process

As a lender finder, we have designed our service to be 100% online. Now, you can get access to the extra funds you need without stepping out of your home. We have also streamlined our process so all you have to do is fill out the application form and we will take care of the rest. NO long queues, no annoying phone calls and there’s even no need for you to submit tons of paperwork just to get your application set up, allowing you to get your quick loan on the same day

When filling out the application form, we will ask you to provide us with the following information:

  • How much do you want to borrow
  • How long do you intend to repay it
  • Reasons for taking out the loan
  • Your present job status and salary information
  • Bank statements for at least the last 90 days

Importance of bank statements for loan applications

There are instances when lenders will require you to send them a copy of your bank statement. This is used to check your income and expenditures. Lenders use this to better assess if you indeed can meet the repayment terms attached to the loan you are being offered. In addition, these are just read-only copies and are only used to make it easier for you to find the right lenders for your needs. Some lenders may require additional documents but you can trust that everything will be confidential and your privacy is protected at all times. 

Choose the right financing offer for you

We will be there to guide you every step of the way.  We have a team of loan specialists who will ensure that you get matched with lenders who can extend the best financing offers to you. We understand that different customers have different circumstances which is why we make sure that we find the most appropriate financing plan for you. 

If you’re worried about getting rejected over your bad credit score, rest assured that we will do what we can to pair you with lenders that will not just focus on your credit history but on your present capacity to repay a loan. We will look for lenders who are willing to give you a second chance and will not just bank their decision on how bad or good your credit rating is.

How soon can I get approved for short term loans?

Our all-online application significantly speeds up the whole process. Since we have cut out all other necessary steps and streamlined the whole setup, all you need to do is fill out the application and we will take care of the rest. There won’t be lengthy phone calls for you to endure. There will be no need to complete mountains of paperwork as well. We will find the right lender for you and it is up to you whether to accept their loan offer or not. If you decide to accept their offer, you can expect that the funds will get processed soon after 24/7

Eligibility requirements for short term loans

The most important question everyone wants the answer to is whether they are actually qualified for short term loans or not. This is especially true if their credit score is not that impressive, to begin with. If your relationship with money has not been particularly easy in the past, it is understandable for you to start worrying if maybe this can impact your chances at loan approval. 

Thankfully, at SamedayLend, you’re only required to meet the following requirements to qualify:

  • You’re no less than 18 years of age
  • You’re earning an income regularly for at least the last three months and receiving it into a personal bank account
  • You have an active email address and phone number
  • You are an Australian resident or citizen

If you’ve ticked all the boxes on this checklist, then you’re good to go! Just send in your application for short term loans to us any time.

Short Term Loans

Apply now!

When you’re looking for reliability, efficiency and simplicity in loan set-up and processing, there is no better place than SamedayLend. Filling out our application form will take no more than just a few minutes. Once you submit the form, we will get you paired with a suitable lender as fast as we can.

Step 1. Submit the online application

We’re online 100%. Just scroll up to the topmost part of the page and enter how much you intend to borrow. Click Apply Now, afterward.

Step 2. We’ll find the best lender for you

Once we receive your application, we’ll get to work. We will pore through our network of lender partners to match you with a lender that can offer the type of financing options that you need. 

Step 3. Sign the loan contract

Once we get you paired with a lender, they get in touch with you to carry out a proper loan assessment and evaluation. If they can offer you a loan, a contract will be sent to you. You are expected to review it and ask questions prior to affixing your signature 

Step 4. Wait for the funds

After you sign the contract, the lender will start processing the funds to get transferred to you. Most of the time, you can expect the money to reflect on your bank account within 24 hours.