$50 to $5,000 paid out today!

Emergency Cash Loans No Credit Check 

Fast 3 to 36 Month Online Loans



100% No obligation loan quote


Get your cash in 60 minutes once accepted*


We don’t credit check or charge any fees†

Emergency Cash Loan No Credit Check

Life can surprise you at the most unexpected times, especially where money matters are concerned. One moment, you are perfectly on top of your finances, the next you just find yourself faced with an unplanned bill. This can be quite frustrating if you are earning just enough to cover your day-to-day needs. When you don’t have a lot of savings for the rainy days, you will be left with no choice but to look for ways to source the cash you need from other places.

If borrowing money from friends or family is not a feasible option, you will be forced to look into financing to solve your problem. Unfortunately, you will not be able to refer to traditional lenders and banks for emergency cash needs. These institutions are quite known for their tedious and time-consuming process. It would take them days or weeks to process your small bad credit loan if you get approved at all. 

At SamedayLend, we can help you get access to emergency cash loans no credit check. We are a lender locator service whose goal is to connect borrowers with the right lenders who can address their cash needs best. We work with some of the most reputable and trustworthy lenders out there who are more than happy to extend emergency cash loans no credit check to all types of borrowers, bad credit notwithstanding. We offer a super easy application process, fast loan approval and flexible repayment terms. Once approved you can get the funds sent to you on the same day you sent us the application. You have the option to settle it in 1-2 years, depending on how much you borrowed and the specific instalment plan you selected. 

Apply for emergency loans

When you have a bad credit score, it could be due to bad decisions you may have made in the past. It could be possible that you just did not have a full grasp of the importance of credit, hence, you weren’t paying that much attention to your credit ratings.

Still, it doesn’t matter what caused your credit score to be in the state that it is now. At SamedayLend, we are more than happy to assist borrowers with bad credit scores. We believe that you deserve another chance. If we can see that you are doing the necessary steps to rebuild your credit, there is no reason why you should not be given a chance to secure financing, especially one that you need for some emergency expense. 

As a lender finder, we will do our best to look for the right lenders that offer emergency cash loans no credit check. The lender we will end up pairing you with will likely ask you for more details to decide whether they can offer you a loan or not. Not to worry though, they are never going to make a decision based on your credit score alone. Instead, they will take into consideration the status of your finances now and if you can pay them back if you get approved.

Get emergency cash loans no credit check with SamedayLend

SamedayLend is committed to helping Australians get access to emergency cash no matter their credit score, no matter where they are in the country. If you’re fed up with the rejections you have faced while trying to source the extra funds you need, you’ve come to the right place. What we offer is a hassle-free application process where we do the heavy lifting to find you the right lenders. Just send us an application, sit back and relax and we’ll do the rest.

If you’re ready to get your emergency cash loan application started, just fill up the application form online. Just fill it out accurately with all your information and click submit. Our evaluation process follows which should only take a few hours, by which time you should get the result.

At your service 24/7

No matter the time of day or what day of the week, you can trust us at SamedayLend to be always ready to assist you with your emergency cash loan needs. We take our responsibility seriously and we are committed to ensuring that we get to help as many Australians as possible, especially during those times when other financing providers are turning them down.

We have established our business with your convenience and ease in mind. This is why we are focused on delivering nothing short of top-quality service. This is what compelled us to develop an entirely digital platform to make it easier for our borrowers to get access to our services anytime they want and anywhere they are.

Our lender partners are located nationwide and they are among the most trusted financing providers in the country today. They share our views about giving customers a chance, especially when their credit records aren’t perfect. While we do not run any upfront credit checks to any loan application submitted to us, our lender partners may carry out a soft check just to verify the details you provide as well as assess that you can afford the loan.

Eligibility requirements for emergency cash loans no credit check

To help serve more customers, we have maintained some basic criteria to determine a potential borrower’s eligibility. There are standard eligibility requisites that any interested borrower must meet for us to be able to assist them. Below are some of the conditions that a customer must meet before submitting a loan application:

  • You must be an Australian citizen or have been living in the country as a permanent resident
  • You must have a valid Australian postal address
  • You have a working email address and phone number under your name
  • You are at least 18 years old at the time of submitting the loan application

Understanding the process

Step 1. Apply for the loan

Complete the application in just a few minutes. It is simple and all you need to provide is some basic information. You can even use the online calculator on our website to get an idea of how much the emergency loan is going to cost you. 

Step 2. We look for the right lender

When you send your application to us, we will do the hard work of finding the right quick loans and the right lender for you. It is hassle-free and saves you from having to scour the internet for the right loan providers to assist you. With this, we can just pair you with a lender who is most likely to offer you a loan despite your circumstances. 

Step 3. Communicate with your lender

Thanks to our strong network of nationwide lenders, we can partner you with one within the same day you have sent us the application. Just keep an eye on your mobile device since your lender will get in touch with you directly concerning the details of their loan offer. The lenders will then process your application and will usually let you know about the result in an hour. Do note that approval times can vary since there may be instances when lenders will want to ask for additional documents when verifying the loan. 

Emergency Small Loans

Features of emergency cash loans no credit check

Specialist service

We offer specialist services that aim to pair borrowers with the right lenders. Our lender partners are located all over the country which ensures fast, easy and hassle-free loan applications and significantly high approval rates.

Streamlined online application

We have developed a simple online application form that you can complete in just a matter of minutes. You will be asked to provide basic information which the lenders will then use to verify your details as they assess the application. Rest assured that all your details will be kept confidential at all times. 

Flexible instalment terms

You can arrange for the instalment plans to be set up in a manner that is most convenient for you and your current financial status. This can be influenced by the amount you are borrowing and how long you intend to pay it off. If you are borrowing anything below $2000, the money will be expected to get paid off in 12 months. Loan amounts between $2000 and $10000, the larger being more geared around personal loans will give you the option to repay the debt within 12- 4 months. You also have the choice to make monthly, weekly or fortnightly payments. 

Easy to use loan calculator 

We have embedded an easy-to-use calculator into our website to make it easier for you to calculate how much your loan is going to cost. Loan costs and fees will be dependent on the amount of the principal as well as the length of time you choose for the loan term. 

Loan clearance on the same day

We make sure that you are matched with the lender with the highest possibility of approving your loan request. Once approved, your lender will get to work on having the funds transferred automatically to your bank account within the same day, sometimes, even sooner. 

Online support

We want to make it easier and hassle-free for you to get in touch with us if you need to. This is why we have made it a point to make all of our services available and accessible online 24/7. If you have concerns about our services, you can easily get in touch with one of our specialists for assistance. 

Assistance for bad credit borrowers

Borrowers with bad credit scores are more than welcome to apply. Our lenders will not base their decision solely on your credit history. Instead, they will look into other aspects of your finances and most importantly, your current capacity to pay off the loan when making a decision.